Bear market? Don't panic, experts advise
      Every time the stock market drops, investors question their strategy, luck and timing, all in an attempt to determine what went wrong and what they should have done differently. But if individual investors really want to know how to respond to today's market decline, they need to look back at yesteryear.
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Most Americans don't watch what they spend
By Stephen J. Kipp Special to the Acorn
      No business would operate without a budget, and balancing income and expenses is also a crucial ingredient for personal financial success. Yet according to a study by Princeton Survey Research Associates International, fewer than half of Americans keep a close eye on what they spend.
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